Well, it has been another unexpectedly calm budget day for private client practitioners. I'd kept my fingers crossed we would remain lucky with no major changes to Capital Gains Tax and Inheritance Tax - at least for the immediate term - and fortunately for me, my hopes were rewarded!

I was, however, sorry that the changes to Universal Credit are tinkering around the edges and do not address the needs of the most vulnerable in our society, and those for whom the inflationary pressures we are increasingly seeing at the fuel pump, in utility bills and supermarkets, have the most direct impact. Whilst this may not be set for swift change, I hope that collectively we can continue to press for a fairer society, for change to be delivered and for an improved overall position for all.