Every year, the third Monday of January is labelled Blue Monday, supposedly the saddest day of the year. Whether or not the formula behind it holds any real scientific weight, there’s no denying that this point in the calendar often brings a dip in mood: the festivities are over, the nights are still long and many people feel the pressure of routine, finances, and uncertainty.

As a private client solicitor, working on Wills, trusts and probate, I often meet people at times when emotions are running high. Loss, illness or unexpected life changes can force families into making decisions under pressure, decisions that are far easier, kinder and more effective when made calmly in advance.

Blue Monday offers a quiet opportunity to pause and reflect on those things we tend to put off.

Planning ahead isn’t morbid - it’s a gift

There’s a common misconception that writing a Will or arranging a Lasting Power of Attorney is a gloomy exercise. In reality, it’s one of the most empowering and thoughtful steps anyone can take.

A Will ensures your wishes are followed, protects your loved ones and prevents confusion or conflict during an already difficult time. Lasting Powers of Attorney give clarity and reassurance, allowing trusted individuals to step in if you are ever unable to make decisions yourself.

Far from being a negative task, future planning often brings people a sense of calm, a feeling that things are in order, whatever life may bring.

Difficult conversations can bring families closer

Many people delay making plans because they don’t want to burden loved ones with sensitive discussions. Yet, time and again, families tell me that these conversations actually strengthen relationships.

Talking about wishes, responsibilities and values creates understanding and removes uncertainty. It eliminates the ‘we never asked’ worry that so many relatives feel later on.
Blue Monday — a day associated with reflection — can be a gentle nudge to open up those discussions.

Supporting ourselves and each other

It’s also important to acknowledge that this time of year can be emotionally tough for many. Whether someone is dealing with grief, loneliness, health concerns or simply the winter blues, checking in on each other makes a difference.

In my work, I see how much support matters, legal, financial, emotional or practical. Even small steps can help someone feel less overwhelmed.

A positive step on a blue day

If Blue Monday prompts you to reflect on what matters most, it might also be the right moment to consider:

• Reviewing your Will
• Putting a Will in place if you don’t yet have one
• Setting up or updating Lasting Powers of Attorney
• Discussing your wishes with family members
• Organising documents so they’re easy for loved ones to locate

These aren’t tasks to rush, but starting the conversation or booking an appointment can be a meaningful first step.

Here to help - today and any day

Blue Monday may be the ‘saddest day’, but taking proactive steps to protect yourself and those you care about can bring a welcome sense of clarity and peace of mind, today and for the future. 

Whether you’re ready to plan ahead or simply want to understand your options, I’m always happy to offer guidance in a calm, supportive environment. Please get in touch.