My colleague Emilie Pownall highlights in her ebriefing below the impact of this new Breathing Space scheme that starts on 4 May 2021. This could have a wide-ranging impact on landlords arrears recovery as tenants in debt will no doubt be advised to see an authorised FCA debt advisor who can grant Breathing Space. It then lasts for 60 days and prevents the landlord from taking any enforcement action or even contacting their debtor. 

There is also a Mental Health Crisis Breathing Space, which lasts for as long as someone is receiving mental health crisis treatment. 

Persons who already have a debt relief order, an IVA or are bankrupt do not qualify. 

Landlords will need to review their debt collection policies urgently, to ensure they can identify when breathing space has been granted and to ensure they comply with its terms.